Medicaid Planning With Annuities For Singles

Annuity Maximization

Charitable Giving

Charitable Reminder Trust

Cross Purchase Buy-Sell

Demand Loans (Split Dollar Loan Regime)

Dynasty Trusts

Employer Endorsement (Split Dollar Economic Benefit)

Estate Planning

Executive Bonus

Executive Bonus Plan (Sec. 162 Plan)

Flexible ILIT

Golden Executive Bonus Agreement

Grantor Retained Annuity Trust

Intentionally Defective Trust

IRA Maximization

Irrevocable Life Insurance Trust

Key Person

Nonqualified Deferred Compensation

Restricted Executive Bonus

S-Corp Redemption Buy-Sell

Self-Canceling Installment Note

Stock Redemption Buy-Sell

Reducing Transfer Taxes Through Discounting

Traditional IRA, Roth IRA or…

Life Insurance Sales Ideas

Non-Qualified Stretch Annuity

Advanced Annuity Sales Guide

Calculate LTC Cost

Life Insurance Income Needs Calculator

Advanced Markets Calculators

Wharton LE Calculator

SSI Taxation Calculator

Retirement Calculators

Marginal Income Tax Rate Calculator

Sales & Marketing for More Appointments

• The Perfect Fact Find Question
• The Surprising Power of Questions Harvard Business Review
• Plum Direct Marketing
• Post Card Marketing
• Dignity Planning
• Dignity Plan Request
• CIS Marketing Prospecting
• Guide to Setting Up a Workshop
• Kramer Leads
• PC Playbook

Additional Resources

• Client Profiles
• Video Presentations
• Confidential Financial Data Collector
• Sample Agenda
• Social Security Planning Resources
• Estate Planning Basics

 Public Relations

• Team Piece Example
• Elder Care Link

 Entrepreneur

• E- Book Financial Service Entrepreneur
• Jody talks about how to become a successful Financial Services Entrepreneur 
• Firm Virtual Meetings Best Practices
• How to Conduct a Virtual Meeting
• BUILDING YOUR FINANCIAL SERVICES PRACTICE
• 7 Steps to a viable marketing plan
• 8 Social Media Lessons 
• Basic Business Planning
• Free Course on writing a Business Plan
• Printer
• CaLLogix Answering Service
• Goal Setting
• How to Name a Business
• Financial Future Brochure
• Client Data Base
• Wine Tasting Planning Kit
• Marketing and Business Building Resources
• Have you ever wondered what makes some financial professionals more successful than others?  Let world-renowned performance consultant Dr. Rick Jensen show you the tools and strategies to become a Master of Business Growth.

Life insurance is a key component to a good financial plan. Here you will find unique programs to best determine and meet your client’s Life insurance needs. You will also find articles, tools and concepts to educate yourself and your clients on the need and many benefits of life insurance. And because it is always important to find new clients, we have also provided some prospecting tools as well.

Concepts and Presentations

LIF PRO Client Guide
LifeLINC Advisor ppt
LifeLINC Agent Guide
Strategies for a LAZY IRA
LifeLINC Charitable Gifting Grid
Life Insurance as an Asset Class
LifeLINC – Three Uses
LifeLINC Sample
LifeLINC Pre-Approach Letter
LifeLINC IRA Legacy
LifeLINC Client Piece
RMD Buys Life Insurance
U.L Costs Simplified
Stacks of Money
Legacy Planning                                                                                                    

Life Insurance Review

PAR CPA Prospecting Letter
The Problem with Trusts Owning Life Ins.
Fiduciary Liability
Life Analysis program-PAR
Do You Have Enough Life Ins.
PAR Attorney Prospecting Letter
Trust-Owned Life Insurances
PAR Client Piece
Ten Most Common Mistakes
PAR Guide for Producers
PAR Sample
Sample Underwriting Cover Letter

Life Insurance Tools and Resources

Case Made for Permanent life Insurance
Life Insurance Explanation
Navigating the Hazards of the Executive Arena
Client life Insurance & Financial Fact Finder (with In-Force Illustration request form)
Change Jar
GE Proxy Statement-What the Wealthy Know
Life Insurance Needs Analysis Worksheet
Carriers with NonMed Guidelines and Conditions

COVID-Related-Underwriting-Changes 1-12-2021

Life Insurance for Business and Estate Planning

Estate Exemption Planning & the Crummey-Style ILIT
Business Insurance Survey
Why a Buy-Sell
Key Income Tax Concepts
Estate Tax Analysis
Estate Planning Fact Find

History

• Interest Rate History
• Stock Market History
• S&P 500 History

How To

• Guide to Setting Up a Workshop
• How to Deal With RMD Penalty

Tools

• Sample Investment Fund Transfer Disclosure
• National Organization of Life and Health Insurance Guaranty Association
• Annuity Advantage Brochure
• Understanding Annuities

Presentations

• FIA_Basics
• How to tell FIA Facts from FIA Fiction
• Questions to Ask When Purchasing an FIA
• FIA Basics Video
• Guaranteed Lifetime Withdrawal Benefit Explained Video
• Energize Your Sales
• In Service Transfers
• Using Annuities For LTC Planning
• 2-Minute Video To Use With Clients To Explain Medicaid Protection With An Annuity
• How To Start An Income Planning Conversation
• Accumulation Versus Distribution
• Explaining The Value Of An Annuity
• Ibbotson_ Fixed Indexed Annuities Beat Out Bonds
• Jody talks about in accumulation verses distribution to CPA’s

FIA Testimonials

• Frank New
• David Leeper
• Louise Bridges

Click here for current MYGA annuity rates.

Tools

• Calculate LTC Cost
• To Buy or Not to Buy LTC?
• Long Term care Disclosure
• Premium Deduction Quick Reference Guide
• Long Term Care: Q&A
• Elder Law Answers
• Elder Care Agreement
• Understanding Annuities

Articles

• Family Forum
• Family Meeting Article
• NYT Love Labor

Presentations

• Medicaid Spend Down
• Using Annuities for LTC Planning
• How To Start The LTC Conversation

Forms

• Sample Disclosure
• LTC Suitability Determination